Relationship Manager (Mandalay)

Job Code:

05000621


Date Posted:

22 Jan 2021

Salary:

Negotiable

No of vacancies:

1

Gender

(Any)


Description:
  • Develop and maintain Mandalay business by contacting existing customers and prospects working closely with Mandalay Branch.
  • Leads the data collection and analysis on corporate loan customers, and prepare credit proposals for Management Credit Committee
  • Analyzes applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
  • Evaluates credit worthiness by processing loan applications and documentation within specified limits
  • Interviews applicants to determine financial eligibility and feasibility of granting loans
  • Communicates with clients to request information in supporting loan applications or to provide information for loan status
  • Presents loan proposals to Senior Management for decision making 
  • Collaborates with legal to prepare contracts for the approved applications and ensure that proposed covenants are in the legally binding contract 
  • Leads the development of a credit underwriting and administration for maintaining client documentation / accurate credit files and the periodic monitoring of exposure and covenant compliance
  • Executes loan contracts and counsel clients on policies and restrictions
  • Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
  • Develops new business by contacting prospects and customers, identifies cross-sell opportunities and partners to structure, coordinate and sponsor credit and non-credit products/services.
  • Maintains professional and community relations to increase the bank's visibility and new business opportunities to maximize profitability of assigned portfolio by effectively selling the value Bank provides.

Requirement:
  • Possess at least a Bachelor's Degree, Post Graduate Diploma or Professional Degree in Business or equivalent.
  • Minimum 3 ~ 5 years of experience as a Relationship Manager in Financial Institutions.
  • Experience in sales or customer service.
  • Customer-oriented mindset.
  • Excellent communication skills.
  • Aptitude for fostering positive relationships.
  • Strong interpersonal skills and an ability to build rapport with customers.